Life insurance is often marketed as an essential financial safety net, but do you really need it? The answer isn’t as straightforward as you might think. While life insurance provides financial protection for your loved ones, not everyone benefits equally from having a policy. Before committing to a plan, consider these five key factors to…

Myth #1: Life Insurance Is Only for Older People Many young adults assume life insurance is something to think about later in life. In reality, the younger and healthier you are, the cheaper your premiums. Locking in a policy early can save you thousands over time. Plus, unexpected tragedies can happen at any age, and…